Built for African payment reliability

Unified payment infrastructure for African businesses that cannot afford failed collections.

One API for bank transfers, payment links, mobile money, wallets, and webhooks. Finswitz routes to the best provider and network, tracks delivery and failures, and gives your team the control plane needed to scale payment operations with confidence.

Routing intelligence
Automatic provider and network failover across fragmented African rails.
Operational visibility
Webhooks, transaction logs, login activity, and health signals in one place.
Go-live control
Separate test/live environments, activation, compliance, and settlement workflows.
Sample Response
Provider-aware
{
  "reference": "a1b2-uuid",
  "status": "PENDING",
  "provider": "dusupay",
  "network": "mpesa",
  "provider_reference": "MM_xxx"
}
RailsBank, card, mobile money
CoverageWest, East, and growth markets
Trust layerLogs, receipts, alerts, webhooks

Why teams trust Finswitz with revenue-critical flows

Separate Test & Live

Protect production while onboarding safely with explicit activation and live-readiness flows.

Unified Monitoring

Track webhooks, transactions, provider behavior, and login activity from one operating surface.

African Rail Coverage

Support bank rails and mobile money without rebuilding payment flows for each market.

Operational Controls

Settlement workflows, compliance gates, fraud controls, and admin visibility built into the platform.

Built for African Payment Complexity

Bank Transfers

Reliable payouts with smart routing and failover.

Payment Links

Create hosted pages to collect payments fast.

Mobile Money

Collect through MTN MoMo, M-Pesa, Airtel Money, Vodafone Cash, and aggregator rails.

Card Issuance

Issue Visa and Mastercard virtual cards with wallet-backed funding and auditable fees.

FinSwitz No-Code Services

Finswitz Collections

School and church collection bundle with payment links, automated receipts, and payout schedules.

Compliance as a Service

KYB checks and document review for merchant onboarding, billed per verification.

Why technical teams choose Finswitz

Stop stitching multiple SDKs, telco rails, card vendors, and country-specific checkout logic together. Finswitz gives you one API for bank collections, mobile money, and virtual card issuance, plus the observability and routing intelligence needed to operate payments like infrastructure.

• Automatic provider selection based on success rate and latency
• Mobile money support for East and West African collection flows
• Visa and Mastercard virtual card issuance with transparent pricing
• Unified webhook schema with retries
• Developer dashboard with API usage, analytics, settlement, and trust tooling

Trust is a product feature in payments

Buyers do not only ask whether your API works. They ask whether they can trust it with revenue, refunds, reconciliation, and customer support. Finswitz is being built to answer those questions clearly.

Activation flow before key issuance
Structured webhook delivery logs
Settlement and live-readiness controls
Session and operational visibility in dashboards

Built for mobile money-first markets

Cards are not enough in Africa. Finswitz helps developers charge customers through the payment methods people actually use in each market, from Kenya to Ghana and beyond.

Kenya: M-Pesa, Airtel
Ghana: MTN MoMo, Vodafone Cash
Uganda/Zambia: MTN, Airtel
Senegal/Cote d'Ivoire: Wave, Orange strategy

Trusted by builders who care about reliability

Finswitz reduced our payout failures by 60% in the first month.

Tomi Ade
Fintech Studio

We shipped in two weeks because the docs are clean and the API is consistent.

Amina Yusuf
Lagos Dev Co

Routing and webhooks saved us a full quarter of engineering time.

Jonah Okafor
Payflow

Providers We Route To

Finswitz connects to trusted providers and mobile money rails across African markets.

Paystack
Flutterwave
DusuPay
M-Pesa
MTN MoMo
Airtel Money
Vodafone Cash

Developer-first analytics

Track provider and network success rates, daily volume, failures, and operational behavior. Know exactly when to reroute traffic between bank rails and mobile money rails.

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For developers
One API, multiple rails

Integrate once and let Finswitz handle provider choice, failover, and regional complexity.

For operations
See what happened

Use logs, receipts, analytics, and monitoring to answer merchants quickly and operate with confidence.

For growth
Serve code and no-code users

Sell API infrastructure to builders and no-code Collections to schools, churches, and communities.

Ship payments in days, not months

Finswitz handles routing, retries, and provider changes so you can focus on your product.

Developer Updates

Get API changes, SDK updates, and best practices.